100% I agree with you. SBI is one of the worst banks in INDIA with average age of staff above 40 plus something. They are lazy, lethargic, incompetant, sluggish, sleepy, dumb, ignorant, pathetic, sick, shameless, loud-mouthed, dirty people. Most of the banks office working environment is horrible. They treat customers like beggers and sure you will come out feeling sick of the business that you do with this bank.