Though investors have many options and the author of this article has tried to evaluate all options I feel that practically speaking, it is mainly share market / equities that occupies centre stage. Most people invest in stocks and few people opt for the other categories. Hence in times of a bear market you find more people affected as far as India is concerned simply because of the fascination we have for stocks. We certainly need more experts to offer whatever guidance they can on the stock market.
I feel the author could have added one more category on the liquidity options - apart from cash, G-Sec, bank current account, the author could have liquid funds to this category. They are excellent in terms of liquidity as well as returns and with high safety levels as well.