sir i take a PL from kotak when they give me loan that time they don't told me that my mother also co-apllicant they told my it's just paper work b'coz my house is on my mother's name. now some time i defoulter but i have paid all EMI up to sep'08 than after they calling on my home telephone amd giving some mentaly stress to my mom and family what i ahve to do now.
