they banks are the biggest chors.. cant they make money honestly.. imagine the late fee of Rs 600 on credit card account even if you send a cheque in the drop box on the evening of the due date, a cheque bounce charge of Rs 350 and most important a interest of 41 % per annum which is compounded every month.. and to top it all the government - a bigger chor wants to collect a service tax, an edu cess all amounting to 12.32 percent.. if you are in debt with the credit card company even god cant help you.. solution .. get a gun and rob the bank western movie style