This is only a hypothetical case scenario. Looks like we have to plan amily members, their age, their gender just to suit the present tax system. What if the tax structure is changed tomorrow? May be we have to reduce amily members? Change gender? Everybody know that income of 2.5 Lakhs can be made tax free (1.5L tax free income 1L excemption under 80C) All this article has dome is add HUF as a member. You could have added few more kids to the amily to increase the tax free income some more.
