Government is more worried about the members and labour and is insisting industries to contribute towards EPF. It should be equally concerned that whosoever retires he should get his money back in time. Govt. has not thought sincerely any plan and discipline for it.Idf any it isyet to be implemented efectively. A retired person has to wait some time years together to get his own hard earned money which becomes his only source of income . The Social Security Number plan too has gone in to dustbins . for the last 3 years or more nothing much has been done in this regard. Can any body throw light on this.