Finance Minister's Budget will be beneficial to only few deserved farmers,but I strongly feel insteed Govt. can reduce interest rate to 4%P/A or less and should avoid additional interest on unpaid balance dues.Formality for loans can be simplfied.When natural or unforeseen situation disallows the farmer from paying dues,the interest can be waved and additional loan should be arranged for the next crop.This will give farmers a boost and Govt will not suffer .