I am a software engineer but a farmer's son as well. So i know this in mauch detail. atually farmer's take small loan initially but with interests it goes on increasing. and after good harvesting also they don't return their loan and keep spending on other things.THis is general mentality of farmers. and after that in family everyone curses and he chooses not to live further. But mine father passed accindently now i am having 2-3 lakhs loan and in couple of years i have paid 1 lakh income tax. but i can't do anything in this case to pay loan and avaid incoem tax as i am not doing any farming now so only doing job. i already paid some loan last year and thsi year as well so i may not get any excemption in loan as now that loan renewed. my stake on this Budget is that though FM wavied it will not reduce any burden on farmers in vidarbha bencause they have more than 5 acres land and depend on rain. so they might not be lavied. and then this will go all the way to rich farmers as they have less land with sugarcane and grapes etc.