hi - the loan waiver should have been in phases of 3 years minimum or done by the govt at least three years before - now doing it in one go before elections is setting a bad precedent - the other benefits given are peanuts compared to this - so its a vote bank budget - jand its not chidambarams budget either - he takes dictats from ms sonia like mannu bhai - good thing - thats making him disciplined at least - thats a big achievement for congress - disciplining these guys - god save the queen or is it country ? gandhiji rightly said QUIT INDIA - leave this country or suffer - regards