i dont know how exactly to put it in words but nowadays every person desires to live in luxury or total comfort but life is never ought to be that way and this great expectation of thiers make them tenseful and discontent.if they accept whatever money they are earning and live thier lives accordingly (they can always strive to earn more)and not expect too much,thier lives will automatically fall in its place.the problem is all desire to own a car,a house, a big education etc and take loans and fall in debt trap and lose thier peace.if they keep thier desires to thier bare minimum ,they will actually start living.a simple life is more fulfilling even in todays material world.