ECONOMIC LAWS,RULESAND REGULATIONS REQUIRE ONGOING REVIEW LIKE MONETARY POLICY.9%SENIOR CITIZEN SCHEME INTRODUED BY GOVT OF INDIA IN 2004 CARRYS 9% INTEREST WHERE BKS ARE OFFERING TO NON-SENIOR CITIZEN FOR 1 YEAR 10.50% WHERE INFLATION RATE HAS COME TO 12.1%. NO ONE LOOKS INTO ORIENATIONS OF ECONOMIC POLICIES.THEY ONLY DEAL IN POLITIC AND VOTES JCK