It is written that he worked in Polaris for 2-3 years. That's when he gathered money for IIM(A) and repaid all his loans.
For BITS Pilani, he was awarded schol loans. My husband is also from a village. He topped in his class, went to IIT and kicked his job offers after graduation. His dream was to do PhD from one of the top univs. So, he did it. Money does not matter if you have nourished a dream, a very powerful dream.