INSURANCE ALLOCATION CHARGES FOR ULIP Plans like HDFC LIFE INSURANCE or KOTAK LIFE INSURANCE or AVIVA LIFE INSURANCE ARE upto 50% and they say while selling that its a 3 year plan and after three year they say that 70% will be deducted if you withdraw before 5 year. They only try to EAT Money of poor Investors of India.... ALL PRIVATE INSURANCE COMPANIES ARE FOREIGN BASED AND EATING MONEY OF INDIAN PEOPLE... Like Aviva, AIG, Prudential and so on....