Fully Agree. When he was RBI governor He had set up Indira Gandhi Institute for development research,Mumbai in 1990 and I had joined that institute leaving my option to join Indian Institute of Science Bangalore thinking that this institute will contribute a lot towards growth of Indian economy through its reserach and I will get true satisafction of being an economic professional. Today I review and see I wrongly followed Manmohan Singh and I regret.