It is very simple, someone already suggested this on rediff. 1. You can't predict any behaviour of any scrip as exactly as it goes. 2. You should overcome the greed for more returns within short period. 3. Even the SIP route boasted by many Financial wizards will not wor out because of reason 1 mentioned above. 4. Your fund manager is not a demi-God, or nicknamed Midaas, to make your 100 bucks into 1000, overnight. 5. He is afterall just like you , don't know what to do, where to invest, how to save, and especially how to earn with genuine work. 6. Afterall he is a human being