It's all a game of earning more interest on loans sanctioned by creating inflationary situation, why are we always reactive in our approach, does the government sleep, no it does not, it's smart enough to be pretending to be asleep, whereas it's we who are sleeping,consider this, stock markets do not crash, they are brought down,first u get lured by high profits from the market,things look rosy, 9-10% growth story running in front of our eyes, then at the right moment when its observed that the market is overheated, all money starts pulling out, markets crash,in today's scenario of rising salaries of BABU's and pvt sector employee how far are you going to curb inflation by just raising interest rates,nothing significant is done to prevent hoarding of goods, which is manipulated and control of prices of essential commodities, its a magic trick, Waive off loans from farmers and reduce tax slab, People get happy, but no accountability of who's pocket the money is going to come, it's our money people, now pay it through rising interest on home loans, car loans, personal loans, we still don't understand the real game, loans are made available easily to trap u in the rising interest on loans and reduction in liquidity situation in banks, doesn't matter if u use credit responsibly or not..because neither u or me can fight with a bank if it refuses to give our own money,why COZ THE GOVERNMENT SAYS SO !