All most all private banks when they reached the target to get assured interest return they behaved in different way.For them govt.also helped by announcing high inflation blah.blah.etc and who bothered about calculating the inflation.The govt & RBI are favoring banks to increase the interest rate by announing unrelistic inflation rate.My advise would be if you have a house to stay dont go for homeloan right now for investment purpose because the real estate prices are already reached to mount everest level which will never come down.
