As per my knowledge in Reliance Life the Charges are depends on premium. for first year 10000 to 25000 -9.25% 25001 to 50000 -8.50% .50001 to 150000-7.75%.150001 to 15 lakh-7%. 1500001 to 25 lakh-6.25%. Rs 2500001 and above-- 4.75%. 2nd year onwards 5%. monthly charges Rs-40.00.FMC 1.50% PA. There other company also charging less charges. kindly don't come to conclusion that all companies are charging high. be specific.
