I HAVE BEEN VICTIM OF AVIVA'S MISSELLING . AFTER THE SALE AGENT DIDNOT SHOW HIS FACE. PREMIUM CHEQUE IS ENCASHED BEFORE POLICY CONFIRMATION .TIME PERIOD WAS LESS POLICY CONFIRMATION WAS SENT ON 31 ST MARCH SO THAT YOU DONOT HAVE TIME IF YOU ARE TAKING TAX BENEFIT. FOREIGN COMPANIES ARE FOOLING AROUND INDIANS. even if you write to their ceo they won't listen