MK, Second thing, I think aviva life insu is a tie up in dabur and aviva, I am not 100% sure on this, so most probably aviva will have 26% in the company as per the IRDA act. ( not 100% sure again because of recent devolpments if any) So it seems you are not cheated by a foreign company, but INDIAN AGENT. dont blame for our mistake. Also, Pl do your tax planning in advance. Though Insurance offers tax benefits, it should not be only reason to buy a product. go to good Financial Planner get your finances in place.
