dont you think over here something more is required?? dont you think an insurance agent is not a prudent option any more for going for an investment into insurance ?? dont you think a time has come to let INSURANCE BROKERS to get hold of the difficult job of managing the investment portfolio's of people looking for a good place to keep their money to grow??
i guess, its hightime that we start looking for somebody neutral ~ and not someone who's drugged by his/her principal to keep on uttering the products sold only by them ~