The builders always gain as mentioned in the article and get shielded from problems. They also have the advantage of pre-booking and extracting 80-90% of the money in the first couple of months itself. Even reputed builders collecting a majority of the amount well in advance should be regularted by the authorities so that consumers pay based on progress of the project. If a project get delayed by 6 months or a year, the payment for it should also be deffered, which can help genuine customers who get cash strapped due to delays.