It was way back before such a platform of this nature was available. Back in 2003/04, it was a harrowing experience wherein recovery agents from SBI came to my home and to my office wherein they had come with 4 / 5 menacing looking people. My fault was I underwent a surgery and did not get paid for those months wherein i was at home They were not interested in listening. They nearly manhandled me but my security can into the picture and I was saved. It became a poice case and even today a case is registered and pending with the police against them.