well MR who ever you are, i want to remind you that here noone is bhoot, and even if we are a bhoot..noone has given those bank people to use laten....understood my friend...we while taking loan sing a huge document, we give our cheques, so what the hell they behave like a rowdy..simple go and file a case against the customer, simple. i feel just to make up they montlhy target these people can come down to any extent.