I took a home loan and did set up an auto debit from my salary account in order to pay every month on the right date. ICICI Bank repeatedly failed to take the money from the my salary account and sent letters from the recovery agencies and once I recd a registered letter from the some solicitor also. It created havoc tension in my parents in India. I spent lot money and time to allay their fear as well as called some no provided in the letter to give a piece of my mind and asked those shameless guys to look into their own back first. Unfortunately these bunch of guys are not having that gray matter to understand. ICICI Bank also has been intimated in the past at their branch in Mumbai and Kolkata.
Shameless ICICI guys sometimes auto debit two EMI's at the same month with out even my authorization and charged me some interest on non-payment!!!
Can anyone advise me how to deal with the last one? Should I go to consumers' forum? Thx
