Being an NRI saw an add in rediff about Hartford Capital, which incidentally was changed to Heartford Capital in October. I just put my details to them and in a week's time, I got a phone call to invest and that they were investing in Options trading and much was told about GOLD and how I would make money. I first invested $3000 and in one week for a gold option they gave me back $2000 for $1000 investment while 2 other options of $1000 each was on other commodities. Then I got again apphone call to invest more with promises for Gold options to make good money. Though I was reluctant as the other two commodity options were loosing, they convinced ne that as Gold was going up they will invest there. Unfortunately they took only Put Options, i/o Call options. They are very smart as for every option they make $250. Thus they are interested only to get out fast and reinvest. I stopped them from doing so and it was made discretionary, based only when I tell them to encash or Invest. If I had not done so, i would have lost more. I could at last loose only $500 in total while they made $2750. Thus be very careful and I suggest not to invest in now Heartford Capital. They also make money on the transfer of funds as they claim heavy charges for wire transfer. THUS BE AWARE of "HEARTFORD CAPITAL" and don't be a Loser like me.