When the public are being taxed most of the time, why when benefits are concerned they are not included? for instance NPS now is only for govt.employees? Also for release of withdrawals of P.F.Amount the employee has to actually follow-up to the extent of begging the officials to sanction the release as they give excuse that due to transfer memo not received from the employee's old P.F. office the present P.F. office is not able to release the withdrawal amount. Who is responsible for follow-up with the old P.F. office when the transfer amount cheque has already been deposited into the P.F.A/c. of the employee by the present P.F. office?