I am not understanding that , we get Rs 100 /- we are paying service tax for bank to and while spending we are paying service tax for use of ATM and as specified for more use of credit card for more that 2 lakhs, we are answerable.So, What is left with us if we get Rs100 ? What is this Mr.Chidambaram , are we earning to pay tax only and live in tension when IT people knck door.You are not good Finance minister. You look how to sqeeze tax from middle class people.I think you need to Go Home .