When NABARD Pioneered the Micro Credit Innovations in 1992, it was slow and when we look back the Micro Credit Movement is the succeessful concept. The future is bright but only we take some safe guards from fly by night NGOs. That is why the Micro Finance Regulation Bill has been tabled in the parliament. As regards the financial inclusion, some wher we have to make a begginning to bring the poor and other marginalised sections into banking stream. When it involves a diversified and multi lingiustic and multi cultural and social ethos, do not expect to get the results overnight. A begginng done is a step ahead and we only can look forward
