Here I want to mention that a Group of finance professional also doing the counselling and helping in reworking of loan repayments free of cost . Presently it s operating in mumbai . We have noticed that financial trouble is the single most important reason for mental tension. Specially in age group 25-35 with fast salary coming without any financial discipline the results can be catastrophic .So freinds if any one of you feel that she/he is in debt trap don't hide it , take professional help . Any body needing any help in this regardscan contact at moortik@gmail.com.