credit cards of virtually all the banks are the most deceiving instrument. the banks debit the account very heavily and do not send the particulars despite follow up. the points raised are not answered properly instead the claim for their excess demand continues, without giving reasons. i therefore prefer to call the crcds Shylock - the Jew of the Merchant of Venice, the well known drama of Shakespeare -- who prefers to have a pound of flesh, if the amount claim by him is not paid. The Credit Cards of the Banks are claiming the Pound of Flesh. Anton's argument not to drop blood - carries no meaning to these darcs!!!