i hav invested in both hdfc youngster plan(1.5 lakhs every year) and in pension plan (1 lakh every year)., for 3 years. do u thnk its a good plan that i hav invested? as i already pay the money for two years now only one year is pending. but my investment still is only 3.75 lakhs instead of 5 lakhs, as they charges is abt 35% every year. so pls suggest
