#1 you device a rule that any cheque reported deposited and credit is not received in 3 days, pass a reverse entry, with a penalty of Rs 350. Keep that Client in Black list, in future he will not get instant credit, untill it is cleared in the bank. #2. Advise RMS and Funds to monitor such cases Branch wise,communicate to the Branch wise number of instances to each branch and put penalty on the staff member.
