1.First thing for improving the recovery is don't allow your customer to trade on the unavailable funds. 2. Make sure you make two catergories Available funds and funds in clearing. Don't allow your customer to trade on the clearing funds. If the cheque is not cleared the funds are uncleared. 3. Only allow your customer to trade on your Available funds. 4. Reward your franchise and branch manager on managing the funds ratio. 5. Without your own employees concerns customers can't go and trade. so make sure you train your franchise and staff well on your situation and reward. 6. Reward your customer on timely managing the funds and give them some loyalty exposure in this way you will make loyal customers over the year. 7. In terms of your exposure margin stocks available under your clients name also consider to be the collateral. Don't charge your customer but make your systems foolproof so nobody can play around. 8. Making sure you implement the above points you will be able to create a pool of loyal customers and increase your business.
