This is wrt to HSBC credit card payment what I have. The due date was 03-Mar-2009, cheque date was 02-Mar-2009, and I droped the cheque into HSBC drop box on 27-Feb-2009. They presnted cheque to bank for collection (ICICI Bank) on 28-Feb-2009 and it's dishonoured stating reqson 'Post Dated Cheque'. When i reached HSBC cust care, they said They dont look into the cheq date, instead the seld it for collection as soon as they recieve the cheq (irrespective of cheq date). Is it legal to present a post dated cheq before it's face date?
