Why do we need credit cards. Its all a trap of Banks and RBI to loot every individual. They r a real fools tool that they make on us. So better avoid all.
When there is due they wud call u 1000 times and when u have probs they will show u 1000 ways 2 get it more complicated. So better say bye bye to credit card and use a debit card instead.
Its high time that we keep quite. Lets all get together and form a forum and take on this junks called credit card.
Even RBI and banking ombudsman is of now use. Its almost 3 months of filing of my complain and still response is as lukeworm as it gets. Better all approach the highest authority.