Their ATM network might be widespread but mostly they have insufficient cash or they are down. Insufficient cash even when their withdrawal limit per day is Rs 25000 while other banks like hsbc give 50,000. They advertize it as 25000 but on 3 occasions in the past year, whenever I had to withdraw 25000, the machine never allowed me beyond 20,000. I tried 21000, 24000, etc but it will not allow !! Such cheats, they dont even advertize ethically ..
