see if at all today nationalised banks are coming up with net banking and ATMS it is becuase they are facing stiff competitions from ICICI.Before icici entered how much struggle we face to get one 20k vehicle loan from sbi.if you go to open an account there no one will look at your face.I have been banking with icici since 7 years and enjoying all their initiatives like salary credit sms,billpay,money transfer multicity cheque slips and all.I pay my insurance premium sitting outside india.I book my train ticket when i plan my tour with out standing in Que.who initiated this In india first.
