ICICI is bank. Its role is to lend money and protect investors deposits, serve the customers by offering innovative products, technology, service and make profit in the process. They are not here for the charity. They don't claim to help or not help people based how poor or rich they are. They also don't claim to be a social organization. Once again get real. Cut the crap of helping poor etc. We have been talking about this for last 60 years. Somehow nothing has changed. Do that and poor stay poor. Focus on creating good service infratsructure, creating welth and offering opportunities for all. That's the surest way to prosparity....