I agree with you 100%. I have not had to opportunity to log on to Google, but there is no doubt that ICICI headed by Mr Kamat are cheats. They robbed my sister of her original home documents, never bothered to reply to upteen number of correspondence address to Kamat himself, when the matter came up in Court they had the cheek to deny having recd the documents .... I understand there have lost around 20 sets of customers' original property documents submitted at "Ashiyana" Thane and are plain cheating the customers to continue to pay EMIs without hope of receiving the original documents at the end of the day. When you stop paying EMI they take you to Court u/s 138 and when you challenge them they do not file their affidavit even months after their suing you. They just harras the customers. I would advise anyone not to trust their life's investment in this Bank. Sooner or later the truth will come out and this Bank is sure to fall big time.