Icici atm's store only Rs.100 notes. Max notes that u can draw from atm is 40. Hence 100x40=4000. each time u draw money from atm, charge is Rs.300/- if i have requirement for 20,000/- then charges for withdrawing money from my card is 1500 & service charges & taxes & god only knows what other charges... They never have 500's or 1000's. Cheat's