This is Chandra. I'm planning to invest about Rs 1 Lac per annuam in ICICI Prudential's Life time Super - Unit Linked plan. I understand that the out of total amount invested as much as 22% goes in to Adm. Charges i.e. less than 78% money only get allocated & invested where as in some of the compitators this is more than 95%. Is it true? I would like to ask authorities of ICICI that plz. clarifiy that so that I can take the right decision of my investment.