Dear All, It has been frequently observed that rediff & personalfn have always been criticising ULIPs. Here also they have mentioned that the commissions earned on ULIPs is 40%. I throw a bet now to personalfn website and the author to show me any Insurance Company who pays 40% on ULIPs. If they do so, I will stop selling ULIPs to my clients, as I am a Life Advisor. And if they cannot show me one, then please write an apology article for misguiding rediff readers.