I too agreed with this statement "stay away from credit cards..." because these big banks kill the small customer by charging anything for small mistake.. RBI should make one rule for all banks whether ist pvivate or nationalise . like if minimum amount in saving account is not maintained ..then charge should be same in all banks..for stop payment... for every bank related act there should be unique charge system... should be defined by RBI... don't allow bank to kill small consumer... its after all consumer's hard earn money
