dear sir, your write up is exce,llent but we indians have always an eye on other people's money and do badly if the same belong to the poor--as long as PF has to meet the liabilitiesd, it needs to create capital and investments in sjares may give it a gi=ood chance in indua for the next decade--let the investors be guaranteed their total baop the interest and the commissioner of PF can do what he wants wiothin the framework of his dept.--thanks-rajaram
