This article has spoken about one kind of capita protected model in which the equity exposure is of approximately 20%. This is one of the worst kind of investment strategy.
The article didnt speak about other capital protected models like CPPI, DPI,CLICK, NIFTY liknked debentures etc which offers an equity participation of 70% to 80%. These are very efficient strategies and increase the efficiency of overall portfolio.
I think retail investors should definetely invest in this kind of structure products
