LIC's Jeevan Tarang is very good policy. If you take Rs.1 lac sum assured Policy for 20 year term then Yly.Premium is Rs.5150/- (Age upto 40 years)On 20th Year you will get rev. bonus and there after Yearly 5,500/-p.a. as survival benefit till the age of 100 years. On completing 100 years you will get Rs.100,000/-(Sum Assured) Loyalty Addition if any. The sum assured along wih vested reversionaly bonuses is paybale in case of death of the life assured during the accumulation period. The Sum assured along with loyalty Addition, if any is payable in case of death of the Life assured any time after the accumulation period.