Dear Sanjay, Sanjay means foresight, it's a fact. On my vacation leave, to get my PAN done of Rs. 65/- thru' one of the nodal agency I had to spend Rs. 650/- plus only on Auto Ricksaw, and for the tension of doing this and that ... I keep it to myself. Me being educated in Finance had to undergo 10 times my investment as preliminary expenses. Now take your guess. Imagine a common man taking leave from Office to do his job, he is just jacked for no reason.
