Investment is not made according to somebody else advice but rather for oneself and according to his/her needs. The following are the basic steps which you need to follow. 1. Make a financial plan and objective according to your needs like when do need to buy a house/car/kids education/Riterment 2. Diversify the risk by investing different areas like Fixed deposit/Property/mutual fund/money market/PPF etc. This is done so that even if one of the markets crashes you still have something left with you. 3. Please investa according to your objectives and the risk which you would like to take because high risk high returns.
