That's true. Now-a-days Orange Properties, and many other builders are giving Santro, Maruti Alto, half-kg gold, 2 kg silver on booking the flat. More over they are not asking to pay single penny till you possess the flat which was -180 shift from earlier situation. Any property more than 20 lakhs is dangerous, I myself paying EMI for last four and half years. But I still need to pay for another 20 years because interest rates.